OFFICIAL PUBLICATION OF THE INDEPENDENT COMMUNITY BANKERS OF COLORADO

December 2025

AI — It’s Not Just for Drafting Your Holiday Updates; Two colorful toy robots, one blue and one silver, stand side by side wearing festive Santa hats. Their front panels display simple graphic designs.

AI — It’s Not Just for Drafting Your Holiday Updates

Why Every Colorado Bank Needs an AI Policy Now

When colleagues asked me to lead an AI training a few years ago, I wasn’t an expert. What became clear quickly was that AI would reshape financial services faster than expected. Today, every bank — no matter the size — needs to think seriously about AI strategy and policy.

AI — It’s Not Just for Drafting Your Holiday Updates

Why Every Colorado Bank Needs an AI Policy Now

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Making a List, Checking It Twice; A woman in a red sweater and Santa hat looks puzzled at a long receipt. She's standing near a decorated Christmas tree with lights, conveying holiday stress.

Making a List, Checking It Twice

Year-End Is Approaching. Here Are Some Seasonal Reminders.

Since we started seeing Halloween decorations in August, I felt it was high time we started thinking about the holiday season. More specifically, as it relates to community banking. And still more specifically, about a checklist for the balance sheet.

Making a List, Checking It Twice

Year-End Is Approaching. Here Are Some Seasonal Reminders.

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ATM Jackpotting Trends in the Mountain West; An ATM dispenses numerous bills, scattering them into the air. The background is minimalistic and white, emphasizing the action and suggesting financial excess.

ATM Jackpotting Trends in the Mountain West

A Growing Threat to Community Banks — What You Can Do To Mitigate the Risk

ATM jackpotting — a form of cyber-enabled theft in which criminals manipulate ATMs to dispense cash illicitly — has historically been more prevalent internationally.

ATM Jackpotting Trends in the Mountain West

A Growing Threat to Community Banks — What You Can Do To Mitigate the Risk

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From the Top: Digital Banking for the Modern Age; A smartphone shaped like a wallet holds credit cards and cash, symbolizing digital payments. The phone display shows 8:15 AM, conveying modern finance.

From the Top: Digital Banking for the Modern Age

For community banks, digital transformation has moved from an industry colloquialism to a punch list reality. While we have always offered exceptional digital services that complement relationship banking, the emergence of artificial intelligence, the demand for integrated experiences and the 24/7 nature of banking have taken our plans to the next level.

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ICBC Preferred Providers; Green figurines standing on green puzzle pieces with other plants beside them.

ICBC Preferred Providers

ICBC Preferred Providers are selected by bankers just like you, so give them special consideration when considering their proposals for your bank! To learn more about ICBC’s Preferred Providers, contact the ICBC at (303) 832-2000. Please note: ICBC endorses the listed companies but not all products offered by the company. Contact: Scott Wintenburg | swintenburg@bbwest.com

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