OFFICIAL PUBLICATION OF THE INDEPENDENT COMMUNITY BANKERS OF COLORADO

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2026 Pub. 5 Issue 1

Navigating the Evolving Landscape of Community Banking

By Ryan Abdoo and John Byczkowski, Plante Moran, ICBC Silver Associate Member
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Confidence in the Program; A person's hand waters a potted plant shaped like an upward-pointing arrow with lush green leaves, symbolizing growth and success against a gray background.

Confidence in the Program

Why SBA Lending Holds Steady When the World Does Not
By B:Side Capital, ICBC Associate Member
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Flourish: Let’s Continue the Course in the New Year; Arrows on a blue background: two white and one yellow pointing towards a white target with an arrow in the bullseye. Symbolizes direction and achievement.

Flourish: Let’s Continue the Course in the New Year

By Rebeca Romero Rainey, President and CEO, ICBA
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From the Top: Setting Our Priorities for 2026; A hand stacks wooden blocks numbered 1 to 4 in a vertical tower on a textured surface, symbolizing growth and progression in a neutral setting.

From the Top: Setting Our Priorities for 2026

By Jack E. Hopkins, Chairman, ICBA
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It’s Time To Hit the Weights; A metal dumbbell with black weight plates lies on a white and red background. Additional plates are on the ground, conveying a sense of strength and fitness.

It’s Time To Hit the Weights

By Jim Reber, President and CEO, ICBA Securities, ICBC Preferred Provider and ICBC Associate Member
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Industrial Loan Bank Charters; A person writes with a pen on documents at a table, their focus evident. The setting suggests a professional environment, conveying concentration and diligence.

Industrial Loan Bank Charters

The Footnote Penciling in Its Own Chapter
By John Podvin, Partner, and Jenny Small, Partner, Otteson Shapiro, ICBC Silver Associate Member
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Why Your Website Is Losing Visitors — and How To Fix It Fast; A person in a suit touches a glowing virtual button with their index finger, set against a dark background. The image conveys a sense of technology and innovation.

Why Your Website Is Losing Visitors — and How To Fix It Fast

By Bella Ruscheinski, Solutions Project Manager, Spry Inc., ICBC Associate Member
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The Importance of Strategic Planning; A golden chess king stands isolated on a board, facing a group of silver pieces. The background is dark, creating a dramatic and tense atmosphere.

The Importance of Strategic Planning

For Success in 2026 and Beyond
By Connie West, Gallup Certified Strengths Coach, Regional Vice President, The James Paul Group, ICBC Associate Member
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Moving Beyond ‘Set It and Forget It’; Blue background with multiple upward-pointing arrows of varying sizes and opacity, symbolizing growth and progress. The tone is dynamic and optimistic.

Moving Beyond ‘Set It and Forget It’

Elevating Portfolio Management From Passive To Purposeful
By Andrea Pringle, Financial Strategist, MBS Analyst, The Baker Group LP, ICBC Associate Member
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Driving Innovation With AI; A mesmerizing digital wave composed of glowing golden dots on a dark background, creating a sense of dynamic flow and depth. Modern and abstract.

Driving Innovation With AI

Empowering Financial Institutions With AI-Powered Document Classification
By Alogent, ICBC Associate Member
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2026 Industry Outlook; A person interacts with a tablet, overlaid with digital financial icons such as a bank, currency symbols, and security, symbolizing online banking.

2026 Industry Outlook

Community Bankers’ Top Challenges, Investments and Opportunities
By Jason Young, Vice President of Product Management, CSI, ICBC Associate Member
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How Deposit Flows Are Reshaping the U.S. Banking Landscape; A metallic faucet with an orange handle pours out numerous dollar bills, conveying a theme of wealth and abundance. The background is light gray.

How Deposit Flows Are Reshaping the U.S. Banking Landscape

By Tim Groth, Vice President, Data Analytics, IntraFi, ICBC Associate Member
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2026 ICBC Pub. 5 Issue 1

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