June 2023

As the financial services landscape evolves along with customer expectations, open banking can position institutions for the future and allow them to respond to those changes with technology partners assisting them along the way. Open banking allows third-party technology developers (like a core technology vendor or specialized fintech) to access a bank’s data and provide […]

A few recent bank failures and a few more distressed regional banks have turned attention to deposit insurance reform. In the case of Silicon Valley Bank, Signature Bank and First Republic, the Federal Deposit Insurance Corporation (FDIC) stepped up to prevent contagion in the banking sector by insuring all deposits at these institutions, even if

As a management tool, stress tests help executives identify any potential flaws in their current plans and practices and also help your team brainstorm and even test solutions. Like other financial providers, some banks perform annual stress tests that are designed to see how the institution would fare under various economic scenarios, from a moderate

ICBC’s 35th Agricultural and Natural Resources Conference, held April 13–14, 2023, in Denver, was a tremendous success! Bankers from across Colorado attended to learn about key agricultural issues including the 2023 farm bill, economic trends, cattle and proteins, grains, grazing, water, weather patterns, and more! Thank you to our esteemed presenters: Dr. David Kohl, Professor

The owners of our Treasuries are a diverse lot, with diverse objectives.  I think we can all agree that there has been plenty to be concerned about in the last, say, five years. Some are environmental issues, some are social and, for community bankers, plenty are economical. What gets a lot of play in the

ICBC Preferred Providers are selected by bankers just like you, so give them special consideration when considering their proposals for your bank! To learn more about ICBC’s Preferred Providers contact the ICBC at 303.832.2000. Please note: ICBC endorses the listed companies but not all products offered by the company. Contact: Scott Wintenburg | swintenburg@bbwest.com |

As many economists know, in the long run, all costs are variable. With interest rates having jumped into the 7% range and indications from central bankers that they could go higher before they come down, independent mortgage bankers (IMBs) and financial institutions that rely on mortgages for a significant part of their income need to

ALOHA! It was a pleasure to attend ICBA LIVE! — Light the Fire and represent ICBC! Nationally acclaimed presenters, standing room only breakout sessions, and top-notch entertainment kept everyone energized and wanting more. Differentiating community banks from large, too-big-to-fail banks was a recurring theme of the conference. We thoroughly enjoyed spending time with some of

Employee burnout has become a growing concern in recent years with more and more workers reporting feelings of exhaustion, cynicism, and reduced professional efficacy. Burnout not only negatively impacts employee well-being but also affects organizational performance, productivity and worst, the customer experience. Employee burnout is defined as a state of physical, emotional, and mental exhaustion